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Aether Software Solutions

One platform for accounting, compliance, banking, collections, payouts, and AI-led financial control.

PhyloPay helps Indian businesses manage books, tax workflows, receivables, payables, payroll, and team operations from a single intelligent system — built for how work actually happens.

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GST & TDS in flow Reconcile faster, file with context
LEDGERS banking Payouts and collections connected
AI supervision Anomalies surfaced before they compound
phylo.in — Command

Operating balance

₹ 42,18,400 +12.4%

GST period

File-ready · ITC summary reviewed

Queue

  • Payouts6
  • Invoices due14
  • TDS checks2

The problem

When finance is fragmented, control slips.

Accounting lives in one tool, invoices in another, payments somewhere else. GST and TDS need manual stitching. Banks do not talk to books in real time. Leadership sees numbers late — and teams waste hours reconciling instead of deciding.

Scattered systems

Data moves through exports, spreadsheets, and chat threads. Errors hide in the gaps.

Compliance drag

GST and TDS need continuous alignment with transactions — not last-minute rescue.

PhyloPay is the unified layer: books, tax, banking, collections, payouts, vendors, payroll, and team workflows — with AI watching the patterns.

Capabilities

Financial operating system — in practice.

Move from scattered tools to one operating layer. Manage cash with more control; keep books, tax, and payments in one flow.

Core accounting

Transaction engine, bank statement parsing, invoice lifecycle, P&L, cash flow projection, targets, loans and creditors.

Explore accounting →

Tax & compliance

GST and TDS engines, reconciliations, ITC summary, challan verification, PAN and GSTIN checks — aligned to Indian rules.

Explore compliance →

Banking & payments

LEDGERS-connected banking, NEFT/RTGS/IMPS payouts, collections via links, vendor payments, POs and receipts.

Explore payments →

Full platform overview

How it works

From data to decisions — in five steps.

1

Connect

Link business and banking context — including LEDGERS and integrations you already use.

2

Parse & organize

Ingest bank statements and transactions; structure records without duplicate entry sprawl.

3

Operate

Invoices, vendors, payroll, GST/TDS workflows, and purchase documents in one rhythm.

4

Collect & pay

Collections and payouts with clear queues — so cash movement matches the books.

5

Supervise

AI scans books for anomalies, surfaces risk, and recommends the next best action.

AI supervision

Not just answers — active oversight.

The AI layer does not stop at chat. It continuously scans ledgers, compares tax positions, watches cash timing, and flags what needs human attention — so you act sooner.

  • Supervisor Agent and AI Copilot for guided workflows
  • AI Reports for management-ready views
  • Pattern and anomaly signals tied to real transactions
Payables

3 vendor payments are overdue against agreed terms.

GST

GST mismatch detected for April — review before filing.

Cash

Cash flow may tighten in 11 days given scheduled outflows.

TDS

TDS deduction appears missing on 2 entries — validate before remittance.

Proof points

Built for Indian business realities.

0
Workflow steps from connect to supervise
0
Major capability areas in one stack
0
Hour cycles you can shrink on reconciliation
1
Operating layer for books, tax & money movement

Use cases

Who PhyloPay is for.

Segmented workflows for agencies, traders, manufacturers, accountants, and retail — each with clear pains and outcomes.

Agencies & consultancies

Project cash, invoice on time, and keep GST/TDS clean across clients.

View workflow

Traders & distributors

Inventory-linked payables, vendor discipline, and faster reconciliation.

View workflow

Accountants & finance teams

Multi-tenant control, review queues, and AI-assisted anomaly review.

View workflow

All solutions

Integrations

Plays well with your stack.

Tally, Razorpay, Sandbox.co.in, LEDGERS (IndusInd), WhatsApp via Gupshup — PhyloPay sits between books, payments, and compliance.

Tally ERP Razorpay Sandbox.co.in LEDGERS / IndusInd WhatsApp · Gupshup

Integration architecture →

See PhyloPay on your workflows.

Walk through accounting, compliance, banking, and AI supervision with our team — no generic slide deck, your scenarios first.

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Roadmap

What we are shipping next.

Transparent priorities — no inflated promises.

  • Email notifications
  • Full audit trail
  • Automated backup / export
  • Bank feed via Account Aggregator framework
  • Mobile app
  • Multi-entity support